December 2025 Newsletter

Hello and welcome to our latest e-newsletter and our final edition of 2025!

It’s hard to believe we’re already in the final stretch of the year. December always seems to arrive with a mix of excitement and reflection, and this year is no exception.

There’s plenty happening in the wider world – markets are still adjusting to shifting economic trends, global events continue to make the headlines and many industries are wrapping up the year with important developments that could shape the months ahead.

In an uncertain world we continue to provide certainty with our presence for you on all things financial and beyond – and as we have been in 2025 we will continue to be with you, by your side in 2026 to help support and guide.

December isn’t just about what’s going on in finance – it’s also a time when many of us try and find a bit more balance. Between festive plans, end of year deadlines and the shorter days, it’s more important than ever to make space for wellbeing – whether that is a winter walk, a quiet moment with a hot drink or simply slowing the pace where you can.

In our final newsletter of the year we start off with the ever-present Market Commentary and, continuing to look back over the last month, we once again enclose a link to our guide on the Autumn Budget for you to view. We also share with you an article on what 2026 may bring for your financial future and we finish this newsletter outlining our thanks to you.

As Christmas approaches, there’s a welcome sense of warmth and connection in the air. It’s a chance to appreciate the people around us, celebrate the wins of the past year (big or small) and look forward to fresh beginnings and as we head into the New Year, we’re here to support you with clear guidance, steady perspective and financial advice you can rely on.

Wishing you a wonderful Christmas season and a happy, healthy start to the year ahead!

Kind regards

Simon Lister
Director & Independent Financial Planner

Quote Of The Month

“If we command our wealth, we shall be rich and free. If our wealth commands us, we shall be poor indeed.”

Edmund Burke

December Market Commentary

The Autumn Statement on 26th November dominated UK headlines. In the US the longest government shutdown in history came to an end, and China will hope that thetrade war ceasefire will start to show improving results ...

A Guide To The Autumn Budget 2025

Rachel Reeves, the Chancellor of the Exchequer, delivered her Autumn Budget Statement 2025 on Wednesday, 26th November, alongside a revised economic forecast from the Office for Budget Responsibility. After weeks of speculation...

Looking Ahead: What 2026 May Bring For Your Financial Future

As we move through an ever-changing economic landscape, it’s natural to look ahead and ask what the coming years may hold. While no one can predict the future with complete certainty, understanding emerging trends can help you stay positioned for opportunity...

A Heartfelt Thank You As We Look Ahead To 2026

As we reach the end of 2025, at ML we wanted to take a moment to pause and reflect—not on markets, interest rates or financial headlines, but on something far more important: you. This year has been a busy one for many of our clients....

OUR NORTHAMPTON AND THAME OFFICES

Whilst our Northampton and Thame office hours are largely the same as our Head Office in Wymondham, there are occasions when it is unmanned during the working week.

We would love to see you though – so if you do not have a meeting booked in at our Northampton or Thame office, but are thinking of popping in to see us or to drop something off to us, then please give us a call on 01953 711123 to check that there will be someone in the office for when you plan to visit.

Thank You